Welcome to DaveHarrellSonoma.com
Welcome to DaveHarrellSonoma.com
(707) 888-2363 (Mobile)
(707) 577-7777 (Business)

Tips for Buyers

Tip #1: Evaluate your financial position.

Regardless of what the market says, you need to determine if now is the right time for YOU to buy a home. Know what you can afford – this is much more than just the home’s asking price. Consult a professional to get a complete picture of the expected expenses, how much you should borrow, and how much cash you should have upfront. While there are loans available for less than 20% down payment, it is advisable to save that amount first. Consult your agent for referrals on financial planning professionals who can help you get into prime position for buying a home.

Tip #2: Get pre-approved for a mortgage.

Obtaining a copy of your credit report, ensuring there are no errors, and applying for mortgage pre-approval is one of the smartest early steps you can take as a home buyer. Be sure to ask potential lenders about total costs to you at closing. The mortgage process can be slow and full of frustrating surprises. Arm yourself early. This process will also ensure that you don’t end up looking at homes outside your price range.

TIP #3: HIRE EXPERTS.

Buying a home is not the time to put on your DIY hat and play expert. The real estate market is fraught with confusing legalities, regulations, and negotiations. Hiring a qualified real estate agent should be step one on your list. You may also want to hire a real estate attorney. Dave can arrange for professionals to conduct home appraisals and home inspections.

Our New Home

Let me Help!

Thinking about buying a home? Tell me what you are looking for and I will use the local MLS to find just the right property for you.

status

status

© 2024 Properties Online, Inc. (PropertiesOnline.com) Content including property details, articles or opinions posed on this website have not been independently verified and cannot be guaranteed. All information offered within this website should be independently verified.  Website content is provided at the reader's own risk and the reader will not hold the parties involved in creating, producing or delivering this information liable for any loss, injury, claim, liability, or damage of any kind resulting in any way from any errors in or omissions from the information. Laws and taxes vary from state to state. You should consult with your individual CPA or tax attorney when purchasing or selling real estate. By providing links to other sites Properties Online, Inc. does not guarantee, approve or endorse the information or products available at these sites, nor does a link indicate any association with or endorsement by the linked site to the agent, brokerage, brand or Properties Online, Inc.

Equal Housing Opportunity.

Privacy Policy| Terms of Service| Cookie Policy| Accessibility Policy

Website Design by

RealEstatesSites.com